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Show HN: How long do I need to work at my salary before I can coast, or retire?

51 points · 71 comments · karmanyaahm

  1. tigerlily · · focus · HN ↗
    This is cool, but I for one hope to be able to continue to work until my last dying day.
    1. sevenzero · · focus · HN ↗
      Used to think the same when joining the field and now I despise every minute I have to work on software I don't care about. AI even made it worse as I joined the field due to liking the coding part, not the results. Well, there isn't really an alternative for me either as there are basically no jobs I could learn that pay equally well...
      1. paul7986 · · focus · HN ↗
        How much coding are you doing nowadays vs. AI doing it for you and you reviewing/pushing it into the repo?
        1. sevenzero · · focus · HN ↗
          Id say 90% AI, I just review it now
      2. SA9G · · focus · HN ↗
        Hopefully you can retire early and then work on software you do like!! All those glorious ideas you had... but didn't have the time for. But be careful on the retirement part, the numbers go out the window (Andersen not Microsoft) when inflation bites :-(
        1. techcode · · focus · HN ↗
          Do numbers go completely out the window due to inflation?

          While the price of gas, real-estate, groceries doubled or tripled over the last 10-15 years (here in NL).

          It also seems that Stocks/ETFs also did the same, right?

          Some of the Tech/IT/AI (and hence to some extent also S&P500 that's heavy on those) increased even more. But even if we consider it an artificial bubble - loads of other more traditional industries/ETFs also grew similarly to inflation, didn't they?

          1. hdgvhicv · · focus · HN ↗
            Gas as in petrol?

            It’s up 48% in 15 years, and until the Us-Iran war it was only up 14%

            <a href="https:&#x2F;&#x2F;fuelwide.com&#x2F;fuel-prices&#x2F;netherlands&#x2F;history" rel="nofollow">https:&#x2F;&#x2F;fuelwide.com&#x2F;fuel-prices&#x2F;netherlands&#x2F;history

            Grocery inflation is 45% over the same period but I suspect you’ll claim CPI figures are nonsense.

            Gas for heating has indeed about doubled, unsurprising with both Ukraine and Iran.

          2. SA9G · · focus · HN ↗
            You are right of course.... but one&#x27;s risk tolerance diminishes with waning work income. So retired folks have less of their money in stocks&#x2F;ETFs and are more exposed to the ravages of inflation.

            So with hindsight, one can easily weather inflation... only hindsight is hard to come by (says the guy who cancelled his NVIDIA buy order a few years back)!

        2. sevenzero · · focus · HN ↗
          I wont be able to retire early with a measly 2.5k net wage in Germany. Still, job market is dead here. Its all Java and basically zero interesting projects. I appreciate the kind words though!
      3. carlosjobim · · focus · HN ↗
        Then your life is completely meaningless. You&#x27;ve rationalized yourself into wasting the one and only life you have.
      4. __MatrixMan__ · · focus · HN ↗
        Then get a job that doesn&#x27;t pay equally well. It&#x27;ll probably be an upgrade.
        1. sevenzero · · focus · HN ↗
          I am constantly thinking about it, trust me. The issue is I already earn below median wage, but just enough to live comfortably. Other jobs would likely make me go back into poverty or make me hate my life even more.
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