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Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent

54 points · 32 comments · botacode

  1. skyberrys · · focus · HN ↗
    I want to check it out for homeowners insurance in CA, but I can't be sure you guys will never ever send my info onto someone else to send me annoying emails or phone calls? Besides my home is not the best deal to insure I think, I'm barely above sea level, it makes me worried to switch insurance. What if the new deal drops me in a year?
    1. botacode · · focus · HN ↗
      We only send your information to insurers we quote you with and do our absolute best not to spam (we send 2-3 reminders depending on policy type), our goal is to never call.

      In California we specialize in harder-to-insure homes, i.e. stuff that will place with a non-admitted/surplus policy, the goal is to help keep people off FAIR.

      RE: cancellation/non-renewal, these do happen but it could happen to your existing deal too unfortunately. No one will force you to switch if it isn't a good deal and our agents do their best to always advise to the user's best interest. Our goal is to retain you as a customer for life (our agents just optimize automatically for you every year!) rather than make a quick buck one year.

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