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Moving from cash to credit cards, PayPal, etc. is an ongoing privacy disaster

42 points · 15 comments · Cider9986

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  1. SoftTalker · · focus · HN ↗
    The 1990s called, they want this "problem that it might not be too late to solve" back.

    Sorry, cash is all but dead in 2026. I use cash about once a month to pay my barber, because he doesn't take any form of electronic payments. That's the only need for cash that I have left. That and the quarter I keep in the car to unlock a shopping cart at Aldi.

    1. inetknght · · focus · HN ↗
      > Sorry, cash is all but dead in 2026.

      Speak for yourself. I pay cash more than I don't.

      1. SoftTalker · · focus · HN ↗
        It's getting harder to do. More and more places are going exclusively cashless. I was at a college football game last Saturday and all the concessions are cashless now.
    2. xyst · · focus · HN ↗
      Cash is dead? Tell that to my ice dealer.
      1. pirates · · focus · HN ↗
        He would take mobile and cashless payments if he knew how
  2. moffkalast · · focus · HN ↗
    Graphene's latest cope from common banking apps not working on their OS anymore? I suppose that's one way to get ahead of the problem, pronounce them all to be a disaster and not worth using :)
    1. ozlikethewizard · · focus · HN ↗
      We just shitting on one of the last bastions of hacker culture for mobile tech now then? When did HN get such a taste for the boot?
      1. moffkalast · · focus · HN ↗
        Calling a bunch of elitist pricks who happily shit on everything except their dearest Pixel, who stand in line for Google's Android patches like some kind of modern age Oliver Twist, a 'bastion of hacker culture' is a bit of a stretch to be fair.
  3. FabHK · · focus · HN ↗
    [delayed]
    1. big_toast · · focus · HN ↗
      That's part of why larger bank notes like the €500 euro were discontinued.

      Oliver Bullough on Odd Lots podcast[0] talked about this issue recently (the large denominations). I guess he had a book "Everybody Loves Our Dollars" that went into this too.

      I found the argument compelling but hopefully there's a balance to be struck.

      [0]:<a href="https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=etylJHe_p7Q" rel="nofollow">https:&#x2F;&#x2F;www.youtube.com&#x2F;watch?v=etylJHe_p7Q

  4. Cider9986 · · focus · HN ↗
    [delayed]
  5. Cider9986 · · focus · HN ↗
    [delayed]
  6. chrisjj · · focus · HN ↗
    [delayed]
  7. tim333 · · focus · HN ↗
    I&#x27;ve yet to find it much of a disaster. I used to mostly use cash but now most of the everyday stuff like coffee and supermarkets is electronic. I&#x27;m not sure what&#x27;s disastrous? You can still use cash if you want to do something illegal or iffy.
    1. xethos · · focus · HN ↗
      Weed is legal in Canada. Last I checked, and it was certainly true when weed initially became legal in Canada, marijuana is still very illegal in the US, federally.

      So your VISA, Mastercard, or debit-backed-by-a-US-reachable-bank records can show you&#x27;ve been purchasing what the US Customs officers see as a highly illegal drug, and you potentially lied about it the last time you said you didn&#x27;t.

      Depending on your ties to the States, like family, property, transiting across the border each day for work, or just an annual holiday, I would count that as a disaster.

      But I&#x27;m sure the US would never... &#x2F;s

      <a href="https:&#x2F;&#x2F;old.reddit.com&#x2F;r&#x2F;canada&#x2F;comments&#x2F;9hhkxw&#x2F;us_border_officials_can_now_check_canadians&#x2F;" rel="nofollow">https:&#x2F;&#x2F;old.reddit.com&#x2F;r&#x2F;canada&#x2F;comments&#x2F;9hhkxw&#x2F;us_border_of...

      1. tim333 · · focus · HN ↗
        I&#x27;d probably put buying drugs in the iffy category where cash is better.
  8. creditupside · · focus · HN ↗
    why its been happening for 60 years
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